services

Zelle Daily Limit at Bank of America: Updated Rules and Tips

Bank of America updates Zelle transaction limits, affecting personal users and small business owners. Learn about the new amounts and their implications.

New Zelle service limitation on Bank of America's app started on April, when the app was shutdown. Photo: GLR News Composition / AFP News / Freepik / Zelle
New Zelle service limitation on Bank of America's app started on April, when the app was shutdown. Photo: GLR News Composition / AFP News / Freepik / Zelle

Bank of America presented updates on their ruling regarding Zelle, the payment service. If you are a Zelle user, you should be aware of the new limits on transactions and how they will affect you as a personal user or a small business owner, with different amounts for each.

Zelle is a service inside some banking apps that allows secure and fast transactions between bank accounts, without a fee. Initially, it was an independent app, but in April of this year, Zelle decided to shut it down and become part of over 2,200 bank and credit union apps.

What is the new Zelle Daily Limit at Bank of America?

Bank of America works with Zelle, but recently they updated their sending cap for users. Now, personal Zelle accounts can send up to $3,500 daily, $10,000 weekly, and $20,000 monthly. This also represents a limit on the number of transactions: 10, 30, and 60, respectively. If you hold a Small Business account, the daily cap is $15,000, $45,000 every 7 days, and $60,000 every month.

According to Bank of America, clients of Private Bank and Merrill Lynch Wealth Management could present higher dollar limits and total transfers, according to their own policies with their customers. Zelle had its own capping before they shut down the app, but now the banks have set their limits in order to ensure their safety policy. Many people were scammed using the service.

 Zelle offers a fast and safety way to transaction between banks, without fees, but also gain new problems on the banking system. Photo: VitaWallet

Zelle offers a fast and safety way to transaction between banks, without fees, but also gain new problems on the banking system. Photo: VitaWallet

Some tips to use Zelle

Zelle offers safe and fast transactions. However, there are some inconveniences surrounding the use of the system, and some scam cases related to it. To avoid them, here are some tips you should know. First, you can check your transaction limits in the app's settings. From there, you can control your transactions.

Zelle transactions are irreversible. Once you send the money, you cannot cancel it, and the only way to "get the money back" is by talking to the receiver, who must send you the money again. For this reason, double-check the name before pressing the send button. Remember that a mistake could cost you one of your transaction limits and theirs too.

The most recent

Pam Bondi raises alarm over illegal Iranian immigrants after Iran–U.S. escalation

Pam Bondi raises alarm over illegal Iranian immigrants after Iran–U.S. escalation

Jun 24 2025 | 2:52 h

FIFA Club World Cup: Where to watch Benfica vs Bayern Munich?

FIFA Club World Cup: Where to watch Benfica vs Bayern Munich?

Jun 24 2025 | 2:28 h

Trump announces “complete and total” Israel‑Iran ceasefire after Middle East escalation

Trump announces “complete and total” Israel‑Iran ceasefire after Middle East escalation

Jun 24 2025 | 1:29 h

FIFA Club World Cup: Where to watch Flamengo vs Chelsea?

FIFA Club World Cup: Where to watch Flamengo vs Chelsea?

Jun 24 2025 | 1:10 h

McDonalds will face a boycott over DEI programs rollback

McDonalds will face a boycott over DEI programs rollback

Jun 24 2025 | 0:52 h

Trump downplays Iran strike on U.S. base in Qatar, thanks Tehran for advance notice

Trump downplays Iran strike on U.S. base in Qatar, thanks Tehran for advance notice

Jun 23 2025 | 23:25 h

US strikes on Iran push airlines to reroute flights as Middle East airspace shrinks

US strikes on Iran push airlines to reroute flights as Middle East airspace shrinks

Jun 23 2025 | 21:55 h

Oil plunges 4% after Iran's attack to U.S. bases

Oil plunges 4% after Iran's attack to U.S. bases

Jun 23 2025 | 20:53 h

Why did Iran target this U.S. Base in Qatar? inside Al‑Udeid Air Base

Why did Iran target this U.S. Base in Qatar? inside Al‑Udeid Air Base

Jun 23 2025 | 19:25 h

Iran attacks US military base in Qatar

Iran attacks US military base in Qatar

Jun 23 2025 | 18:58 h

JD Vance: "We will respond with overwhelming force"

JD Vance: "We will respond with overwhelming force"

Jun 23 2025 | 18:49 h

‘Make Iran great again’: Trump hints at regime change after U.S. strikes

‘Make Iran great again’: Trump hints at regime change after U.S. strikes

Jun 23 2025 | 18:42 h