California Good Driver discount: Requirements and how to apply for the benefit supported by Gavin Newsom
Responsible drivers in California can access a 20% discount on car insurance in 2025 by a law of Gavin Newsom. Learn the requirements and steps to take advantage of this benefit.
Governor Gavin Newsom has endorsed legislation that will benefit thousands of California residents with an auto insurance discount in 2025. This measure seeks to recognize drivers with a good driving record and promote road safety throughout the state.
This benefit is established under Proposition 103 and requires all auto insurers to provide a 20% discount to drivers who have not committed serious violations. The measure takes effect automatically upon meeting the requirements.
Who is eligible for the Good Driver discount?
To qualify, drivers must have held a valid license for three consecutive years, not have been involved in any traffic accidents, and not have more than one minor infraction during that period. Drivers must not have committed serious legal violations, such as driving under the influence of alcohol or drugs.
The discount is applied when the policy is renewed by the insurer, provided the driver meets the established requirements. The objective of this initiative is to encourage responsible driving and reduce insurance costs for good drivers.
Governor Gavin Newsom seeks to promote traffic safety in California by establishing auto insurance discounts. Photo: CalMatters
How to apply for the benefit in California?
The Good Driver discount is automatic and does not require a formal application to insurance companies. However, drivers are advised to stay informed about each insurance company's specific terms.
Policyholders should contact their insurance company to confirm the discount is being applied at the time of renewal. If the driver does not see the benefit, they should request a review of their record to verify their eligibility for the discount.
Check your DMV record to ensure your eligibility
One of the key steps to accessing the discount is checking your driving record, which can be done through the California Department of Motor Vehicles (DMV) website. On the website, you can view information about fines, points accumulated, and license suspensions.
The record must be accurate, as errors could affect the availability of the discount. If inconsistencies are detected, drivers can appeal the violations to the appropriate court to correct their records.
